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Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Lake Ozark, Osage Beach and Camdenton real estate agent, I have the experience and track record you are looking for. Please let me help.

- Ryan Gattermeir

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First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Q	What took over 30,000 workmen to construct and is considered the second largest palace in the world?
A	The Palace of Versailles, 14 miles southwest of Paris and completed in 1682, is famous for its size and its beauty.
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Ryan Gattermeir, REALTORŽ, real estate agent and broker for Lake Ozark, Osage Beach and Camdenton Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Ryan Gattermeir
Gattermeir Davidson Real Estate Group
750 Bagnell Dam Blvd, Ste B
Lake Ozark, MO 65049
Toll Free: 888-792-6735 (RyanSells)
Mobile: 573-746-0133
Email: Ryan@RyanSells.com

Growing up both at the Lake and in the Real Estate business, I am excited to have the opportunity to share my knowledge and admiration for the Lake with my clients and look forward to helping you with your next Lake Real Estate investment.

Equal Housing MLS REALTOR

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